Yearly Portion Prices (APR)

Yearly Portion Prices (APR)

The LightStream Blog

Thank you really for handling my loan therefore quickly! You dudes will be the most useful!

My process that is entire of the mortgage application and getting the funds ended up being about 48 hours! We adored that I received the possibility on when you should have my loan deposited into my account, and I also managed to select my month-to-month draft date for repayments! Many Many Thanks LightStream! We shall positively suggest them to other people.

I possibly could never be happier with LightStream. I became exceptionally satisfied with my interest that is low rate. They allow you to know up front that approval of funds and reduced interest levels are susceptible to a high credit history and signing up for car re re payment. I got eventually to go with a distribution date and I also chose in the future to prevent costs by my banking establishment. Other loan companies had been giving me personally approval interest rates at TRIPLE the things I got from LightStream. Will surely make use of their services once again if the necessity arises.

I’d like to many thanks for the help and great customer support. Can I need your solutions later on, i might maybe maybe not wait to make contact with you.

Find out about exactly how loans that are lightStream be employed to fund:

    • Vehicle Loans
    • Automobile Refinance
    • . Or any other funding requirements!

* Your loan terms, including APR, varies centered on loan function, quantity, term length, along with your credit profile. Price is quoted with AutoPay discount. AutoPay discount is available just before loan money. Prices without AutoPay are 0.50% greater. At the mercy of credit approval. Conditions and limits use. Advertised prices and terms are susceptible to alter without warning.

Re re Payment instance: monthly obligations for the $10,000 loan at 5.95per cent APR with a term of 36 months would end up in 36 monthly obligations of $303.99.

Optimum APR for the LightStream loan is 17.29%.

1 After getting your loan if you are not completely satisfied with your experience, please contact united states from us. We will e-mail you a questionnaire therefore we are able to enhance our solutions. Whenever we get your completed questionnaire, we’ll give you $100. Our guarantee expires thirty days once you get your loan. We reserve the ability to alter or discontinue our guarantee whenever you want. Restricted to one $100 payment per funded loan. LightStream and SunTrust teammates usually do not be eligible for the Loan Experience Guarantee.

2 we’re therefore confident into the competition of our rates of interest that individuals shall beat a pursuit price (APR) presented by any kind of lender by. 10 portion points, if one other lender’s price fulfills the stipulations described below:


  • The lender’s interest rate (APR) should not be sustained by any third-party plans such as for instance automobile maker subvention re re re payments (with prices as little as 0.0per cent APR), other maker discounts, price buy-downs by vehicle buying services, or just about any other comparable third-party rate that is subsidized.
  • The lender’s interest rate offer must certanly be generally speaking accessible to each of its clients whom share an identical credit risk profile (to ensure that employee-discount programs or any other unique, restricted financing programs will never qualify).
  • LightStream shall offer an interest rate this is certainly. 10 portion points underneath the certain price provided by a competing loan provider.


  • The attention price (APR) should be when it comes to exact same loan quantity, loan term, loan function and re payment technique (auto debit or invoice) which can be on offer by LightStream. The offer applies to loans that are fixed-rate. Variable-rate loans don’t qualify.
  • You should be authorized when it comes to other lender’s interest rate (APR).
  • If requested you will need to supply LightStream with evidence, to its satisfaction, that the other lender’s interest rate (APR) meets the Rate Beat program terms and conditions described here by us. This can add an approval page, loan document containing the APR, or any other paperwork that LightStream discovers enough.
  • This offer expires in the event that conditions and terms aren’t pleased just before 2 p.m. Eastern time in the company prior to loan funding day.

These stipulations are susceptible to alter whenever you want.

Company Hours (Eastern time)

Customer support Monday – Friday: 9 a.m. To 8 p.m. & online installment loans maine residents Saturday: Noon to 7 p.m.

Application Processing Monday – Friday: 9 a.m. To 8 p.m. Saturday & Sunday: Noon to 6 p.m.

Mailing Address PO Box 117320 Atlanta, GA 30368-7320

Truist Bank is an Equal Housing Lender. © 2020 Truist Financial Corporation. SunTrust®, Truist, LightStream®, the LightStream logo, additionally the SunTrust logo design are solution markings of Truist Financial Corporation. All the trademarks would be the property of the owners that are respective.

At LightStream, we care concerning the environment and, more to the point, we you will need to do something positive about it. For starters, we now have produced a consumer that is virtually paperless experience at LightStream. Through the elimination of paper nearly completely through the LightStream loan procedure, we not just save your self our natural resources but we save well on expenses as well, better allowing us to supply you interest that is highly competitive.

In addition, for each and every loan we will have a tree planted in one of our country’s fragile habitat communities currently under restoration that we fund for our customers.

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